08/10/2010 03:00pm -- There are a number of things that consumers can do to lower the cost of their homeowners insurance. One of those options will not only save them money, but will also provide increased protection against potential burglars.

Taking measures to secure a home against a break-in can reduce the cost of homeowners insurance, according to real estate news website HousingPredictor.com. Something as simple as having dead bolt locks put on exterior doors can save a person as much as 5 percent off of their policy. More savings can be had if home alarm systems are installed - anywhere from 15 to 20 percent. Speaking with an insurer can give a homeowner a better idea of what kind of savings they can expect.

Taking into account the different home security measures available is something that should always be considered by new homeowners. Swinton Insurance development manager Steve Chelton said that "to keep the premiums down, we suggest that you change the locks as soon as you move in and install a good home security system."