Besides providing a safer environment for you and your family, adding a home security system can significantly reduce home owner’s and renter’s insurance. The prospect of an insurance client having an alarm system makes intruders less likely to break in, more likely to get caught, and also more likely to run in a burglary attempt. This is good news for insurance companies and for you. This means the insurance company will be less likely to have to reimburse you for stolen items since your items are less likely to be stolen.

Save Some Money

For home owner’s insurance, there is a 5%-10% decrease per month with an in-home security system. Since renter’s insurance is often inexpensive, if a home security system is installed, you can work with your insurance company to determine a lower monthly cost.

If you are a renter, Protect America makes it easy to transport your system to a new home and customize your package to fit the needs of the new home. You can view various packages here:

If you are a renter, you can also speak to your landlord about installing a home security system. Your landlord is not responsible in paying for stolen belongings (thus the importance of renter’s insurance), but they would be responsible for damage done to the home in a break in. If you are thinking of getting a home security system installed, you could speak to your landlord to see if they would pay. After all, the small cost of a home security system can prevent bigger costs later on.

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