Selecting the right home security system is a daunting task for many homeowners. After all, you want to keep your loved ones safe and prevent theft of your belongings. With home security, a half-hearted effort is almost worse than none at all since you will waste time and money without seeing results. Instead of feeling safe, you will have to deal with the constant threat of robbery or a disaster like a fire. Luckily, home security system prices are much more affordable than you may think, putting this type of protection within reach of the average homeowner in search of peace of mind.

Comparing The Cost Of Monitored Versus Unmonitored Systems

Perhaps the biggest factor affecting the price of a home security system is whether or not it includes monitoring. An unmonitored system will only have a one-time fee for the actual equipment while monitored systems will have monthly fees of some sort, but the best ones will give you the equipment for free. In other words, monitored systems cost less up front but more over time while an unmonitored one costs more initially but nothing later.

There is a caveat to this, however, and a very important one. If a system is unmonitored, it does not necessarily do any good. As explains:

“There is no alarm company to observe suspicious activity or notify the police of a break-in.”

That essentially means that unless you can manage to watch your security system 24/7, you just have to hope it will deter intruders, but you may or may not notice if they come. Even if you choose an expensive unmonitored system that links to your smartphone, what are the chances you would check it on a regular basis? Not to mention, you would have to pay for data usage every time you check the system.

Monthly fees for monitored systems are typically about $25 but can be more than this. If you do some research, you can find an even better deal. Protect America, for example, has plans starting at just $19.99 each month, and with the equipment included. You can even get a free quote from Protect America to see what their professionally-monitored system would cost you.

Professional Installation Versus DIY

Another major consideration in how much the home security system will cost is whether you opt for one requiring professional installation or that involves a DIY element. According to Home Advisor, the average cost of installing a home security system will be about $662, with the typical range going from $328 to $1,042. That is a large amount of money, although it can be worth it in terms of savings since you will not have to replace stolen items; after all, you will catch robberies in action.

DIY installation, however, may not cost anything and at most will just cost the equipment. Well-planned equipment with solid manufacturing will be simple to install and have a support line that you can contact for assistance with installation if you need it. With the right company, a DIY installation can provide cost savings and be just as effective as expensive professional installation.

The difference between home security prices for wired and wireless systems goes hand in hand with professional versus DIY installation. A wired system will always require professional installation, increasing the cost, while a wireless one can frequently be DIY.

Cost Over Time

As you consider the right home security system budget, do not forget to consider the cost of the system over time. Most home security companies make calculating the cost a complicated matter with hidden fees and services that are not initially included. Once you factor in things such as energy consumption and your time spent monitoring the system (in the case of unmonitored ones), there can be many hidden costs.

Once you know your budget for a home security system, try sitting down and doing some math to figure out what this will cost you over time and whether it is something you can afford. Interested in monitored home security? Get a free quote from Protect America.

Extra Features

A final consideration for home security system pricing is the additional features you want to include.

  1. Will the system just detect intruders?
  2. Can it provide you with video surveillance, including at night?
  3. Is there a smoke detector or carbon detectors?

Some companies will charge extra while the best options may include them.


With all these factors in mind, you should be on your way to finding a home security system that fits your budget and keeps you safe.