As you weigh the pros and cons of various home security systems, cost is one issue that may factor heavily into your decision.  Just how much do residential security systems cost per month, and what’s included in those fees?  Keep reading to learn more about the different types of systems and the price tag each is likely to come with.

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Home Monitoring 101

Before we start comparing the numbers, you might like to know about the different types of alarm systems.  Home security set-ups can either be monitored or unmonitored.  Other systems are self-monitoring; you can access them remotely and you (or others that you designate) are usually notified when an alarm trips.  Self-monitoring systems are generally considered unmonitored because there is no round-the-clock professional surveillance; it’s up to you to enlist the help of emergency personnel when sensors are triggered.  Monitored systems can take this important step for you if you’re unable to do it yourself.

 


As you might expect, unmonitored systems are the least expensive.  Systems that are monitored through a land line usually cost $15-$30 per month.  More sophisticated monitoring– done through a GSM chip (allowing you to keep tabs on your system via cellphone)– generally runs between $40-$60 monthly.  However, that higher cost comes with added features, such as a two-way voice intercom system.  Ultimately, costs will depend on:
  • the company you select
  • the level of monitoring you want
  • the type of equipment needed
  • installation costs (if any).  Some companies waive this fee or allow you to set up the system yourself.
  • the size of your home

Hard-Wired and Wireless Systems

Hard-wired systems are often less expensive than their wireless counterparts, but cost more to install.  Wireless options, on the other hand, are easier to upgrade.  Customers can usually just trade in the older components for equipment that is more up-to-date.

Sensor Systems

Systems with environmental sensors come with up-front costs that total a few hundred dollars, while monitoring fees usually total about $50 per month.  Sensors can detect movement, broken glass, heat, smoke, carbon monoxide, flooding, and freezing pipes, alerting you to other household emergencies besides break-ins.

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Other Points To Ponder

When considering the price of home security, it’s important to take into account some cost-savings that are less obvious but shouldn’t be overlooked.

  • Having a monitored security system may lower your home insurance premiums by as much as 5-20%.
  • You may be able to get a tax write-off for your alarm system if you have a home-based business.
  • A residential security system can help you avoid the myriad costs associated with the property damage and loss related to a home invasion.
  • Alarm systems that can be linked with other “smart home” systems can help you lower your utility bills by making more efficient use of lights, heating, and air conditioning systems.
  • Security systems equipped with sensors that can detect other types of emergencies in the home often allow you to intervene before restoration costs become exorbitant.
  • Making your home more burglar-proof can enhance its value.

According to Reviews.org;

A burglary costs the victim an average of $2,119 in stolen items.  The average water damage insurance claim is $6,965.  Fire damage costs homeowners an average of $2,166 (with sprinklers) or $45,109 (without sprinklers).

The financial toll of a burglary or other disasters can far outweigh the monthly cost of a high-quality home security system.  Plus, you will have peace of mind knowing your home, possessions, family members, and pets are protected, which is something you can’t put a price tag on.

Protect America has been providing professional, affordable home security solutions for over 25 years.  We offer locked-in rates and a price-match guarantee.  Even better, there are no installation fees.  Please contact us to learn more and get a quote.  We provide an extensive selection of options to fit your needs and budget.