Smart technology has changed the home security game, for better and for worse. As wireless security cameras and sensors – and of course the user-friendly mobile apps that integrate them – get more sophisticated and accessible, more homeowners are opting for wireless home security systems. Many are even tackling it themselves, installing do-it-yourself home security systems and taking all things home security into their own hands. But no matter which technology you choose, the most important distinction is this: some of these systems come with monitoring services, and some do not.

Instead of learning about the benefits of home security monitoring the hard way, make sure you’re up to date on the capabilities – and limitations – of modern home security systems without monitoring. Let’s start with three of the most surprising facts about home security systems that don’t include monitoring:

You May Not Save As Much on Homeowners Insurance

If you really want to know which forms of home security are most effective, look to the experts: the insurance companies. Because security systems really do thwart break-ins (and make it easier to recover losses that do occur), many homeowners insurance policies offer discounts simply for having a system in place. But these policies usually reserve the biggest discount for home security systems with monitoring. If you invest in a home security system that doesn’t include 24-hour monitoring services, you may get a smaller discount – or no discount at all.

Why the bigger discount for monitored homes? Well, insurance companies know that home security monitoring is an investment that pays off. When security systems are attached to central monitoring stations, real human beings are always on call to handle breaches. Insurance companies prefer maximum protection, so they reward homeowners who have back-up.

Emergency Response Calls Are Still Up to You

If burglars break in (or a fire starts) while you’re on an airplane or out of range, who will call 911?

Wireless home security systems offer an attractive arrangement: you get instant and constant access to your home, wherever you go. Push notifications can now tell you about everything from stray movement inside the house to doors opening, windows breaking, and even temperatures changing while you’re away. When you receive these notifications, you may even have the option of alerting authorities. But remember: this arrangement only works as long as the hardware is functioning and your mobile device has signal.

If burglars break in (or a fire starts) while you’re on an airplane or out of range, who will call 911 and alert first responders? The convenience of wireless cameras still hasn’t eliminated the need for professional help. Only home security systems with 24-hour monitoring are able to identify emergencies and call for help.

Broadband Internet Problems May Leave You Vulnerable

The “Internet of Things” can turn any modern home into a “smart” home, thanks to synchronized hardware and software that links everything from home security cameras and automatic door locks to sound systems, light bulbs, and refrigerators. However, all this wireless technology still depends on one very important thing: the Internet itself. A wireless home security system uses your home’s Internet connection to send updates and footage to you, unlike monitored security systems that rely on cell towers to deliver reliable and immediate results.

Without home security monitoring, you’ll be dependent on your WiFi or cell signal wherever you go, as well as the strength of your broadband Internet connection back at home. That means your security will be seriously compromised by any of these everyday events:

  • Bad Cell Service
  • Power Outages
  • Heavy Broadband Traffic at Home
  • Dead Batteries on Mobile Devices
  • Internet Outages

Of course, monitored security systems rely on radio towers and real human beings, rather than assuming you’ll be able to receive and respond to notifications. When you invest in monitoring services, you don’t have to worry about any of these fluctuating factors.


As you weigh your home security options, it’s important to remember that recording a problem isn’t the same thing as solving it. If you want your home to be as secure as possible, you want 24-hour monitoring and reporting. Ready to upgrade to monitored home security now? Get a free quote from Protect America today.